Why rent?  Home ownership can often be less expensive than renting and has tremendous tax benefits.  We have programs available that can make owning a home reality for you!

Why should I get pre-approved and how can it be done?
It is a good idea to be pre-approved before shopping for a home.  Being pre-approved means that you have applied for a home loan and have been approved to borrow up to a specified amount.  This way you will know exactly how much you can afford to spend on a home.  Plus, this will expedite your buying process because you will already have completed your loan application and been approved.

I am a first time home-buyer.  Can Equity Funding Mortgage help me?
Absolutely, Equity Funding Mortgage’s team of experts can help you through the whole home financing process.  Plus, we do our best to find competitive programs that meet the needs of our clients.

What loan programs will I qualify for?
That all depends on your financial profile.  Things that will determine the programs for which you will be eligible are your: credit rating, assets, equity, monthly income.

What if I have little or no money for a down payment on a home?
You are in luck because Equity Funding Mortgage has many different programs to meet a wide variety of financial situations and needs.  We even have programs available that require little or no money down for those who qualify.

What does it cost to apply with Equity Funding Mortgage?
We never charge an application fee.

What about closing costs?
When purchasing a home, there are always closing costs involved.  It is always good to have some money set aside for this in addition to any down payment you plan to make.  Depending upon the program for which you qualify, we may be able to work a portion of them in to your loan.